What is the Danube 1% payment plan?

It is a payment structure where you pay a booking deposit, then 1% of the property price each month during construction, with the remaining balance due on handover. The monthly amount is a fixed percentage of the price, so it never changes with interest rates.

Do I need a mortgage to buy on the 1% plan?

No. The plan is developer finance during construction, so no bank approval or mortgage is required to start. Buyers who want to finance the handover balance can arrange a mortgage closer to completion.

How much do I need to start?

Bookings typically start with a deposit of around 10% to 20% of the price, plus the Dubai Land Department registration fee of 4%. From there the monthly instalments begin.

Can overseas buyers use the 1% plan?

Yes. There is no UAE residency requirement to buy a freehold Danube home, and buyers from India, the UK, Pakistan, Nigeria and elsewhere complete the entire purchase remotely.

What happens if I miss a monthly payment?

Danube issues a reminder and a grace period before any penalty applies. Terms vary by project and are set out in the sale and purchase agreement, so ask an advisor to walk you through the specific schedule before you sign.

The 1% plan

The Danube 1% monthly payment plan

Pay a booking deposit, then 1% of the property price every month while your home is being built. That single idea is what earned Danube's founder the nickname the 1% man.

Browse every project

Most Dubai developers ask for 40% to 60% of the price before handover, in large milestone payments tied to construction. Danube replaced that with a flat monthly figure: 1% of the purchase price, every month, for the construction period.

The effect is simple. A one-bedroom apartment at AED 1.2 million becomes a monthly commitment of AED 12,000 rather than a series of unpredictable six-figure demands. For a salaried buyer, that is a number you can plan a household around, which is exactly why the plan opened Dubai ownership to people who had only ever rented.

Every Danube home also hands over furnished and fitted, so there is no second round of spending after completion.

The 1% monthly payment plan

Low entry
A booking deposit gets you into the project. There is no need to fund half the purchase before handover.
1% a month
Instalments are a fixed percentage of the price, so the monthly figure is known from day one and does not move with rates.
Post-handover options
Selected projects extend instalments past handover, so you can move in or rent out while still paying.
Furnished on delivery
Most Danube homes hand over furnished and fitted, which removes a second round of spending after completion.

Work out your monthly

Instalment calculator

Enter a property price and the plan you are looking at. The figures are indicative and are confirmed against the developer schedule before you book.

Property price (AED)Monthly instalmentDown payment: 20%Months to handover: 36

Down payment: AED 240,000
Every month: AED 12,000
Paid over 36 months: AED 432,000
Balance at handover: AED 528,000

Excludes the Dubai Land Department registration fee (4% of the price) and administration charges. Post-handover plans move part of the balance into instalments after you get the keys.

Danube projects on a monthly payment plan

Live projects with the monthly structure available, sorted by entry price. The exact split is confirmed on the project's own payment-plan page.

Aspirz

Dubai Sports City

From: AED 874K
Monthly at 1%: AED 8,740
Handover: Q4 2028

The Danube 1% monthly payment plan

Instalment calculator

Danube projects on a monthly payment plan

Choose your payment plan

Common questions