Buy Danube Property in Dubai from India, NRI Buyer Guide

A Dubai home from India for about ₹1.5 lakh a month

Danube is the only large Dubai developer that sells almost its entire portfolio on a 1% per month plan, furnished at handover. Here is what that means for a buyer paying in INR.

Monthly instalment

About ₹1.5 lakh a month

To reserve

₹15 lakh booking (10%)

Instalments run for

Around 80 months on a 1% plan

Handed over

Fully furnished, kitchen fitted

Entry price

From ₹1.5 Cr

Paid in

AED, funded from INR

What 1% a month works out to in INR

Danube prices its homes on a 1% per month plan, which is the reason most buyers in India end up here rather than with a mainstream Dubai developer. On an entry-level Danube apartment at around ₹1.5 Cr, one per cent is roughly ₹1.5 lakh a month. You reserve with about ₹15 lakh, then pay that monthly figure while the tower is built, with the balance falling due at handover. There is no bank, no mortgage application and no interest on the instalments.

No UAE salary certificate, credit file or bank approval is needed from a buyer in India.
The instalment is a fixed share of the price, so it does not move with interest rates.
Some releases carry a 0.5% variant or a post-handover tail; we quote the exact plan per project.

Why the monthly plan suits money sent from India

Buying off-plan from abroad usually means converting a large sum in one go and wearing whatever the INR rate is on that day. A 1% plan breaks the purchase into small, predictable transfers instead, so the exchange rate averages out across the build rather than being fixed by a single transaction. It also means you are not sitting on an idle lump sum: the money leaves India on the same rhythm as your income.

Set a standing instruction in INR rather than arranging a one-off remittance.
Payments go to the project's Dubai Land Department escrow account, not to a sales office.
Miss nothing at home: the first payment and the 4% registration fee are the only large transfers.

Furnished handover, which matters more from overseas

Danube hands over its homes furnished and fitted out - kitchen appliances, wardrobes, and in most releases the furniture package. For an owner in India that removes the part of a Dubai purchase that is genuinely hard to do remotely: sourcing, shipping and installing a fit-out you cannot supervise. The home can be let or occupied from the week keys are issued rather than months later.

No fit-out trip, no furniture shipping, no contractor to manage from another time zone.
Rentable immediately, which matters if the purchase is for yield rather than use.
Danube's own convertible layouts add a usable extra room without paying for extra area.

What a buyer from India actually gets at this price

Danube Properties has been building in Dubai since 1993 under Rizwan Sajan, whose whole positioning - "the 1% man" - is affordable ownership rather than trophy addresses. That shows in where the stock sits: Jumeirah Village Circle, Dubai Silicon Oasis, Business Bay, Dubai Maritime City, Al Furjan and Jebel Ali Village. These are working, rentable districts rather than showpiece waterfront, which is why entry prices start near ₹1.5 Cr and yields hold up.

Studios and one-beds for yield; two- and three-beds and townhouses for families relocating.
A purchase at AED 2M or more, which can be two smaller units, carries the 10-year Golden Visa.
Freehold title in your own name, registered with the Dubai Land Department. No residency needed.

Remitting funds under the Liberalised Remittance Scheme (LRS)

The Reserve Bank of India allows every resident individual to remit up to USD 250,000 per financial year abroad for any permissible current or capital account transaction, including buying property. Danube homes start around ₹1.5 crore (about AED 600,000), so a single year's LRS allowance comfortably covers the booking and several years of instalments; the 1% monthly plan keeps each transfer well inside the limit, and larger villas may need a joint application with a spouse.

File Form A2 and a FEMA declaration with your bank each time you remit.
Your bank converts INR to AED and wires directly to the developer's escrow account.
Keep the developer's proforma invoice and allotment letter, the bank asks for them.

The 20% TCS and how to claim it back

Since 1 October 2020, remittances over ₹7 lakh under LCS attract a 20% Tax Collected at Source (reduced to 0.5% where the remittance is for education or medical). For a property purchase, that means a chunk of tax is collected upfront by your bank and deposited against your PAN. The good news: TCS is not an additional tax, it is an advance payment. You adjust it against your total income tax liability when you file your return and the excess is refunded.

Ask your bank for the TCS certificate (Form 27D) so you can claim it back.
If your total income is below the taxable threshold, the full TCS is refundable.
Time your remittance near the start of a financial year to recover the refund faster.

Tax on rental income and capital gains

Rental income from Dubai property is not taxed in the UAE. For an Indian resident, it is added to your global income and taxed at your slab rate, but you can claim a 30% standard deduction on rental income under Section 24 of the Income Tax Act, plus interest on any home loan. Capital gains on selling the Dubai property are taxable in India as capital gains, whether short or long term. File Schedule FA each year to declare the foreign asset.

Declare the property and any foreign bank account in Schedule FA of your ITR.
A Dubai home loan, if any, is deductible under Section 24(b) up to ₹2 lakh on a self-occupied property.
Capital gains become long term after 24 months for immovable property, taxed at 12.5% (no indexation).

The 10-year Golden Visa in rupees

A property investment of AED 2 million or more qualifies the buyer, spouse and children for a 10-year renewable UAE Golden Visa. At today's rate that is roughly ₹4.5 crore. Several Danube communities, including Dubai Silicon Oasis, Jumeirah Village Circle and Al Warsan, have villas and larger apartments that clear the threshold. The visa does not require you to live in Dubai full time and does not change your Indian tax residency on its own.

Power of attorney and the remote purchase

Most Indian buyers do not need to fly in for every signature. You can issue a Special Power of Attorney to a family member or advisor in Dubai, attested by the Indian Consulate and the UAE Ministry of Foreign Affairs, which lets them sign the SPA, register with the Dubai Land Department and collect keys. We help arrange this paperwork and the escrow wiring so the purchase can complete with one short visit for handover.

Buying Danube property from India: common questions

How much is a Danube home per month for a Indian buyer?

Danube sells on a 1% per month plan, so the instalment is one per cent of the purchase price. On an entry-level apartment at around ₹1.5 Cr, that is roughly ₹1.5 lakh a month, after a booking payment of about ₹15 lakh. Instalments run through construction with the balance at handover. It is a developer plan, not lending, so there is no bank approval, no credit check and no interest.

Does a Indian buyer need a UAE mortgage to buy from Danube?

No. The 1% monthly plan replaces the need for finance on an off-plan purchase, which is the main reason overseas buyers choose Danube over other Dubai developers. Paying monthly also spreads the INR to AED conversion across the whole build instead of fixing the rate on one large remittance.

Do Danube homes come furnished?

Yes. Danube hands over its homes fitted and furnished, including kitchen appliances and wardrobes, with a furniture package on most releases. For an overseas owner that removes the fit-out trip entirely and means the home can be let from the week keys are issued.

Can Indian buyers own Danube property in Dubai?

Yes. Danube developments sit in Dubai freehold zones, so Indian buyers can own the property outright in their own name with a title deed issued by the Dubai Land Department. No UAE residency is required to buy.

What does the UAE Golden Visa cost from India?

The 10 year UAE Golden Visa is available on a qualifying property purchase, which works out at from approx. ₹4.5 Cr at current rates. Many Danube apartments and villas clear that threshold.

How long is the flight from India to Dubai?

3 to 4 hours from Mumbai and Delhi. That matters for handover inspections and for using the home yourself during the year.

India to Dubai property purchase: what is the remittance limit?

USD 250,000 / year (LRS). Full detail is in the India buyer guide on this page.

India to Dubai property purchase: what is the tcs on remittance?

20% above ₹7 lakh. Full detail is in the India buyer guide on this page.

India to Dubai property purchase: what is the uae transfer + registration?

8% of price (4% + 4%). Full detail is in the India buyer guide on this page.

India to Dubai property purchase: what is the golden visa?

from approx. ₹4.5 Cr. Full detail is in the India buyer guide on this page.

Remitting funds under the Liberalised Remittance Scheme (LRS): what should buyers know?

The 20% TCS and how to claim it back: what should buyers know?

Tax on rental income and capital gains: what should buyers know?

How do I get prices and availability for Danube projects from India?

Register interest on this page and an advisor calls back within 24 hours with current availability, unit sizes, AED prices, payment plans and floor plans. There is no phone queue and no obligation.

Buying Danube property in Dubai from India